Discover® MotivaSM Card

Cash Rewards for your good credit management!*

Intro APR	Intro APR period	Regular APR	Annual fee	Fee:	Balance transfers	Credit needed	Type of credit card
3.9%	Purchases=6 months; Balance Transfer=12 months	10.99% - 18.99%	$0		Yes	Good Credit	(Personal)

Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners

• Pay-On-Time Bonus® equal to a full month’s interest added to your Cashback Bonus account
• 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
• Up to 1% Cashback Bonus on all other purchases
• Unlimited cash rewards
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
• Free payment by phone
• Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
• No Annual Fee
• Online Account Access
• Online Bill Payment
• *View Rates, Fees, Rewards and Other Important Information